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Frequently Asked Questions

Find answers to frequently asked questions

How do I qualify for  financing?

To qualify for funding, your business should have the following characteristics:
* Minimum one year in business.
* Minimum of $12,000 in monthly revenue.
* Business checking account.

What information do I need to apply for financing?

Typically, we only require basic information about yourself and your business. We may ask for:
* Business Tax ID.
* Last three months of business bank statements.
* Social Security number of business owner(s).

How does the application process work?

Our application process is simple and typically takes about 10 minutes. You’ll complete one application, and we’ll evaluate which product is the best fit. You can apply online or over the phone by calling (888) 511-3395

What industries could apply for a financing?

We work with more than 700 different kinds of businesses including restaurants, auto repair shops, healthcare professionals, contractors and many other service providers.
We don’t serve these restricted industries. 

What are your rates and fees?

For term loans, your rate will be determined by the health of your business and cash flow. We charge an origination fee of 0% to 4% on your loan, and if you renew you may be eligible for subsequent reductions.

Is there any obligation if I apply?

No. If you apply for funding with us, there is no obligation to accept the financial offer. Your financial offer is valid for 30 days, at which time it expires.

How quickly can I receive the financing?

We can deliver decisions in minutes and funding as soon as the same day.

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